America is unique in the world as a nation with a culture of super consumerism. I sometimes can’t believe the lengths people will go through to get what they want. The savings rate in the US is laughable. Compared to other countries, the US boasts one of the lowest savings rates in the world. This combined with the fact that debt and credit are out of control is a recipe for disaster.
Living without credit cards is one of the key factors in paying off debt fast.
Do you wake up in the morning dreading the day ahead because you hate your job? Are you at the point in your life where you have worked for years, maybe decades, but you have had enough and are ready to strike out on your own? Good for you! Do it! Quit your job!